Jonathan Santos
Map of St James City, Florida

Homes for sale in

St James City, Florida

Old Florida boating life at the tip of Pine Island

14

Homes for sale

$637,000

Median list price

$435

Avg price / sqft

109

Median days on market

St James City sits at the southern end of Pine Island in Lee County, where the pace slows down and the canals do most of the talking. This is a boater's town first — much of the housing is built around canal access to Pine Island Sound and the Gulf, and neighborhoods like St Jude Harbors, Gulf Haven, and Pine Island Shores draw people who want a dock more than a downtown. It's the kind of place where fishing, kayaking, and sunset watching count as a full day's agenda.

Right now there are 14 active listings with a median list price of $637,000, spanning from $419,000 up to $2,490,000. Homes are averaging $435 per square foot on a median size of 1,794 square feet, and they're taking a while to move — the median days on market is 109, so buyers have room to negotiate. Of what's available, 6 are waterfront homes and 6 come with a pool, so the inventory skews toward exactly what people come here for.

St James City is in Lee County, Florida.

30-minute drive area around St James City

Within a 30-minute drive

Quick facts

$419,000$2.5M price range

1,794 sqft median home

$5,300/mo median rent

Leans buyer right now

Fresh on the market

Newest homes in St James City

View all 14 homes →

13 of 14 active listings shown

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Find your fit

Most popular St James City searches

The numbers that matter

The St James City market

Leans buyer

84.0 months of inventory

Seller’s marketBuyer’s market

Inventory is building — buyers have leverage and time.

5

Sold, last 12 months

$569,000

Median sold price

96%

Sale-to-list ratio

What sellers actually get vs asking

82 days

Median time to sell

St James City vs Lee County

Median list price

St James City$637K
Lee Co.$395K

Price per sqft

St James City$435
Lee Co.$357

Days on market

St James City109d
Lee Co.45d

Median sold price — 3-yr, 3-mo rolling

1.4% yr/yr

$185K$593K$1.0MAug ’23May ’26

Homes on the market

12.5% yr/yr

41118Jul ’23Jun ’26

Homes sold per month

012Jul ’24Jun ’26

Live Stellar MLS data — listings and closed sales in St James City, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

St James City neighborhoods

Show all 86 St James City neighborhoods A–Z+

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Assigned schools as reported on active MLS listings — always verify zoning with the district.

Beyond the listings

Living in St James City

01

A true boater's island

Six of the 14 active listings are waterfront, most built around canal access out to Pine Island Sound and the Gulf.

02

Pool homes are common

Six of the current listings include a private pool, a practical feature in this warm coastal climate.

03

Mostly single-family

The market is 13 single-family homes and one manufactured home, so you're buying a standalone house on Pine Island rather than a condo.

04

Room to negotiate

With a median of 109 days on market, sellers here are patient — and that gives buyers leverage on price and terms.

05

Established canal neighborhoods

St Jude Harbors, Gulf Haven, Pine Island Shores, and Gulf Shores Estates give the area its Old-Florida, low-density character.

On the calendar

Near St James City

Jul

25

Sat

Cape Coral Comedy Night

19:00

Looking for a night filled with laughter? Cape Coral Comedy Night at Rumrunners brings comedians seen on TV and film to a lively local venue. The event runs for an hour a…

Aug

22

Sat

Cape Coral Comedy Night

19:00

Looking for a night filled with laughter? Cape Coral Comedy Night at Rumrunners brings comedians featured on MTV, VH1, TMZ Live, and The Howard Stern Show to a lively loc…

Sep

6

Sun

Game On ManateeMan Triathlon

Labor Day Weekend brings this triathlon to the scenic Caloosahatchee River waterfront, with both sprint and international distances available for triathletes and duathlet…

What it really costs

Owning here

Owning the median St James City home

$3,983/mo

Principal & interest $3,356
Property tax $417
Insurance (est.) $210

$637,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

86%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$5,300/mo

Median rent

1 homes for rent right now

Straight answers

St James City real estate FAQs

Is St James City a good place to live?+

It's a strong fit if you want a quiet, water-focused lifestyle over nightlife and shopping. The area is built around canals and boat access to Pine Island Sound, with established neighborhoods like Gulf Shores Estates and Bayview Acres. Expect an unhurried, Old-Florida feel rather than a busy suburban grid.

Is St James City expensive?+

It sits in the mid-to-upper range for coastal Lee County, with a median list price of $637,000 and an average of $435 per square foot. Prices run from $419,000 for entry-level homes up to $2,490,000 at the top, and you can browse by price to find the lower end. Waterfront and pool homes command the premium here.

What do homes cost in St James City?+

The 14 active listings have a median price of $637,000 on a median home size of 1,794 square feet. Only two of the current listings are luxury homes over $1M, so most inventory sits well below that ceiling. Single-family houses dominate, with just one manufactured home on the market.

How is the St James City market right now?+

It's a patient market with 14 homes available and a median of 109 days on market, which means buyers generally aren't rushing. That extended timeline creates negotiating room, and it's worth watching the just reduced listings for motivated sellers. Inventory is limited, so the right waterfront property still moves when it's priced correctly.

What about HOA fees and property taxes?+

Median property tax here runs about $5,000 per year, and HOA data isn't consistently available since many of these are individually owned single-family homes on canal lots. For a rough rental comparison, the median rent in the area is around $5,300 per month. Always confirm any HOA or dues on a specific property before you write an offer.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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