4734 N APACHE TRAIL, HERNANDO, FL, 34442
Active142 days on marketListed Feb 27, 2026MLS #OM719551
About this home
4734 N APACHE TRAIL
Great Opportunity! Build your dream home or place a manufactured home on this quiet parcel with existing well and septic in place. Impact fees are paid, reducing buyer cost. Located just across from the lake with visual water views- enjoy Florida living close to the water without the premium price!
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$466 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$466/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4734 N APACHE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$85,000
4794 N APACHE TRL · same community
2 bd · 1 ba · 762 sqft · $112/sqft · 49 DOM
Sold · Feb ’26$130,000
3990 N BLUEWATER DRIVE
2 bd · 1 ba · 744 sqft · $175/sqft · 6 DOM
Sold · Aug ’25$113,900
3277 E LARIAT LOOP
2 bd · 2 ba · 784 sqft · $145/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4734 N APACHE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4734 N APACHE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4734 N APACHE TRAIL FAQs
What would the monthly payment be for 4734 N APACHE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $466/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4734 N APACHE TRAIL?+
The most recent tax bill on record (2025) was $259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $45,000, this home is listed about 88% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4734 N APACHE TRAIL?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY REAL ESTATE INC · Dixie Parsley. MLS #OM719551.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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