CANAL, RUSKIN, FL, 33570
Active230 days on marketListed Dec 4, 2025MLS #TB8453038
About this home
CANAL
Welcome to a unique opportunity in Ruskin—an exceptional 0.29-acre lot offering deeded boat launch access directly across the street. This rare find is ideal for anyone seeking a true coastal lifestyle, whether you envision building a tranquil waterfront-inspired home, a seasonal getaway, or making a smart investment in a highly desirable location. The property is fully cleared and well-maintained, providing a blank canvas that's ready for your vision. Imagine waking up every day to the serene beauty of the water, with convenient access to boating, fishing, and endless outdoor recreation just moments away. Situated just minutes from Tampa Bay and the iconic Skyway Bridge, this lot is perfectly positioned for easy access to both city life and natural escapes. The area has no HOA or CDD fees, giving you the freedom and flexibility to design and utilize the property as you see fit. Whether you’re seeking a permanent residence, a vacation retreat, or a future investment, this location offers limitless potential. Opportunities like this are becoming increasingly scarce—don’t miss out on the chance to make this slice of paradise your own. Schedule your showing today before it’s gone!
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$675 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$675/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about CANAL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for CANAL — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
CANAL FAQs
What would the monthly payment be for CANAL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $675/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on CANAL?+
The most recent tax bill on record (2024) was $594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $73,500, this home is listed about 79% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Ruskin market on paper
$73,500 is 79% below the Ruskin median of $349,850.
02Time on market is leverage
230 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $79,000, now $73,500 — a $6K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Courtney Welch. MLS #TB8453038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like CANAL but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jonathan to ping you on any price or status change →